Budget: A summary of estimated expenses with proposals for financing them
Many things have been on ‘the back burner’ these last few weeks.
My xbox 360 has been moaning as I haven’t played in over 14 days. (This is a suprising fact as the Halo Legendry Map Pack was released yesterday - which I think I have downloaded, but definitely not played with)
I’ve not really been out much. (Although it is necessary to find some time for walks etc)
I had a break in Newquay, chance to relax for a few days. (Photos for this expedition are on my Facebook profile)
So what’s been taking all my time?
BUDGETS - The Art of telling yourself how much you are not going to have at any given time, and your excuses to overspend.
Of course I thought I always had a budget - All money that comes into my account gets spent?
This apparantly is not a budget, but it is also not uncommon.
The best advise I have been given is to visit the Money Saving Expert who’s website is full of usefull tools and ideas. The site has one of the best budget calculators I have seen in ages. However you need to be honest and put some time into it.
It has been given a lot of my time - because I’m getting a mortgage…
More to follow soon…
